Thoughtful Pre-need Series®

It is always challenging for us to consider the details of what we leave behind, but being prepared provides great relief to our loved ones during a difficult time. With multiple payment options, a simplified underwriting process and a wide array of face value amounts, our Thoughtful Pre-Need Series products offer a variety of choices to help loved ones through a difficult time.

  • Single premium option
    • Full benefit at issue
    • No health questions
  • Multi-pay option
    • Full benefit at issue or 30-month reduced benefit, depending on health qualification
    • Only two health questions
  • Cremation product
    • Single premium
    • Face amounts between $1,000 and $4,999
    • Guaranteed minimum growth rates
  • Customized guarantee program available