Thoughtful Pre-need Series®

It is always challenging for us to consider the details of what we leave behind, but being prepared provides great relief to our loved ones during a difficult time. With multiple payment options, a simplified underwriting process and a wide array of face value amounts, our Thoughtful Pre-Need Series products offer choices to help loved ones through a difficult time.

Single Premium Option

  • Guaranteed issue
  • No age restriction
  • Face amounts from $1,000 to $25,000
  • Full benefit at issue
  • Face amount grows over time
  • No health questions

Multi-Premium Option

  • Guaranteed issue
  • Options available up to age 85
  • $1,000 minimum face amount
  • Full benefit at issue or 30-month reduced benefit, depending on health qualification
  • Early pay off options within the first policy year
  • Only two health questions